• Personal

    • Discover Personal
    • Transfer & Spend
    • Save
    • Investments
    • Kuda Card
      PAYMENTS
    • Electricity
    • Airtime
    • Internet
    • Gift Cards
    • Cardless Payments
    • TV
    • Betting
    • Transport
    • CREDIT
    • Overdrafts
    • Loans
  • Business

    • Discover Business
    • Business Registration
    • Kuda Payroll
    • Business API
    • Payroll with Bento
    • Expense Accounts
    • Expense Cards
    • Cashback
      PAYMENTS
    • Send Money
    • TV
    • Airtime & Internet Data
    • Electricity
    • Bill Payments
    • CREDIT
    • Business Loan
    • COLLECTIONS
    • softPOS
    • Invoicing for Business
    • POS Machine
    • Virtual POS
  • Company

    • Blog
    • Press
    • Join Our Team
    • About Us
  • Help

    • Get Help
    • Scam Awareness
    • FAQs
    • Security
    • Contact Us
    • Self Help
Sign InJoin Kuda
Nigeria
United Kingdom
Terms & Conditions
Retail
Business
Cards
Savings
Policies
Privacy Policy
Information Security Policy
Cookie Policy
Disclaimer
Investments
Giftcards
FAQs
FAQs
Open Api FAQs
Kuda for Business FAQs
Legal
NigeriaGift Card

GIFT CARD DISCLAIMER

Arrangement with Nomiworld Limited - GIFTCARDS

DISCLAIMER

IMPORTANT: You must read the following disclaimer carefully before purchasing any of the Giftcards. The Kuda application and its contents are confidential and should not be distributed, published or reproduced (in whole or in part) or disclosed by recipients to any other person.

Nothing in this electronic transmission constitutes an offer by Kuda Technologies Limited or Kuda Microfinance Bank Limited (together “Kuda”) to sell the giftcards. The giftcards are being offered and sold by Nomiworld Limited. Nomiworld Limited has confirmed to Kuda that it properly acquired the giftcards and that it has the right to resell the gitftcards using digital platforms. The terms and conditions governing the purchase and use of each giftcard is as set out by the respective retailer, vendor or service provider whose giftcards you have purchased (the “Retailers”). Please visit the website of the Retailer(s) whose giftcard(s) you wish to purchase and review the terms and conditions applicable to the giftcards thoroughly before you proceed to purchase any giftcard.

Kuda will not be liable (either civil or criminal) for any loss that you may suffer by reason of your purchase of a giftcard that is being offered by Nomiworld Limited through the Kuda app. All recourse available to you shall be as set out in the terms and conditions as issued by the respective Retailers. In addition, all customer service support in relation to the use of the giftcard shall be provided to you directly by the Retailers.

You acknowledge and agree that no person in Kuda has nor is held out as having any authority to give any statement, warranty, representation, or undertaking on behalf of Kuda in connection with the sale of the giftcards.

No representation or warranty, express or implied is, or will be, given by Kuda or its employees, officers or directors or any other person as to the validity or fairness of the price of the giftcards. Kuda shall have no responsibility or liability whatsoever for any errors, omissions, misstatements, negligence or otherwise, relating to the giftcards.

You confirm that you shall not resell, in whole or in part, any of the giftcards that you purchase through the Kuda app and you shall not engage in any fraudulent activity or breach any Anti-Money Laundering laws applicable in any jurisdiction, in your dealings with the giftcards.

By processing payment, you confirm that you have read our disclaimer and the terms and conditions issued by the Retailers thoroughly and have accepted the contents contained therein.

The money app for Africans.

Save, spend, send and invest money across borders.

Join Kuda

Personal

  • Discover Personal
  • Transfer & Spend
  • Save
  • Investments
  • Kuda card
  • Loans
  • Overdrafts

Business

  • Discover Business
  • Business Registration
  • softPOS
  • Invoicing
  • POS Machine
  • Business Loan
  • Business API
  • Join Kuda Business

Company

  • Blog
  • Press
  • Join Our Team
  • About Us

Help

  • Get Help
  • Scam Awareness
  • FAQs
  • Security
  • Contact Us
  • Self Help

Transparency

  • Terms & Conditions
  • Privacy Policy
  • Information Security Policy
  • Cookie Policy
  • Whistleblowing Policy
Products may vary by country or market.

Contact

help@kuda.com

Lagos

1-11 Commercial Avenue, Yaba, Lagos,
Nigeria

London

5 New Street Square,
London, EC4A 3TW,
United Kingdom

Cape Town

146 Campground Road,
Snakepit Building, Level 4, Newlands, Cape Town

Canada

3080 Yonge Street,
Suite 6060, Toronto,
Ontario M4N 3N1

© 2025 Kuda Technologies Ltd (Company No.11472232). All rights reserved.

If you would like to find out more about which Kuda entity you receive services from, please reach out to us via the in-app chat in the Kuda app. Nigerian banking services offered by Kuda Microfinance Bank (RC796975) with registered address at 1-11 Commercial Avenue, Yaba, Lagos, Nigeria. Kuda Microfinance Bank is licensed by the Central Bank of Nigeria. Deposits are insured by the Nigerian Deposit Insurance Corporation (NDIC).

UK services are offered by Kuda EMI Ltd (Company No. 13724208) with registered address at 5 New Street Square, London, EC4A 3TW, United Kingdom.

Canada services will be provided by Kuda Canada Technologies Limited, an Ontario corporation registered under number 1000286176, with its registered address located at 3080 Yonge Street, Suite 6060, Toronto, Ontario M4N 3N1. Kuda Canada Technologies Limited is duly registered with The Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) as a money service business, bearing registration number M23163015.

Kuda.

Get the App