For a chance to qualify for a Kuda overdraft, use your Kuda account actively as your main bank account.
How much overdraft can I take?
If you qualify for an overdraft, we’ll show you the maximum amount you can take on your Kuda app.
Can I change my overdraft limit?
Yes, you can decrease or increase how much overdraft you can take up to the maximum amount available on your Kuda app.
What’s the difference between an overdraft and a loan?
An overdraft is different from a loan in that it isn't a fixed amount of money - you can spend above your account balance up to a limit. And unlike interest on a loan which is charged monthly, interest on an overdraft is charged daily.
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