Savings Account

Earn interest on your savings

Save with a range of products earning up to 16% per year.

Fully licensed by the CBN CBN
Deposits insured by NDIC

Fix for more

Earn up to 16% annual interest with a Kuda Locked Fixed Pocket.

Save automatically

Turn on Spend+Save for effortless savings. Earn 9% interest per year as a Premium user.

Achieve your goals

Put money away regularly with a Save Frequently Pocket.

Save your money and watch it grow

Money grows wings fast. Use our Fixed Savings plan to lock down lump sums and get up to 16% annual interest.

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Save while you spend

Put money away every time you pay for something and earn 9% interest per year as a Premium user. Just set a percentage to save and watch it grow.

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Meet your money goals

Save daily, weekly or monthly. A Save Frequently Pocket will make it a breeze to put money away regularly.

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More for you

Transfers

Get 25 free transfers to any bank, every month.
Borrowing

Access loans and overdrafts when you need them.
Investments

Invest in top US stocks from as little as ₦20,000.

Kuda Card

Order a physical or virtual card for safe payments.

Download the app

Join the millions of people who use Kuda to spend, save, borrow, and get more from their money every day.