Borrowing | Kuda

Choose how much you’d like to borrow after our quick approval process.

Get the amount you need and repay comfortably all in the Kuda app.

Pay back your loan or overdraft at a fair interest rate based on your profile.

Loans

Coming soon! We’re building loan products to help you fund big life moments. Loans that offer you fair pricing and put you in control.

Explore Loans

With Kuda’s Overdraft, you can spend above your account balance up at a low interest rate.

Overdrafts

Loan calculator

See what a Kuda loan could cost you based on the amount you want to borrow and how long you want to pay it off.

Best loan apps

We’ve written a guide on the best loan apps in Nigeria (including Kuda) covering everything you need to know before you borrow.

Invest in top US stocks from as little as ₦20,000.

Order a physical or virtual card for safe payments.

Unlock cashback, discounts, and priority support.

Save with a range of products earning up to 16% per year.

Join the millions of people who use Kuda to spend, save, borrow, and get more from their money every day.