Multiple Transfers for Business

Q: How do I make a Multiple Transfer?

Go to Send , then select Send Bulk . Add your recipients, choose whether to split one amount equally or set individual amounts, review the breakdown, and confirm with your transaction PIN or Face ID.

Pay up to 20 people in one transaction

Send money to your whole team, all your suppliers, or anyone else you pay regularly – in a single transfer, without repeating yourself.

Multiple Transfers highlight illustration: add up to 20 recipients

Add up to 20 recipients and split payments however you like.

Multiple Transfers highlight illustration: review the full breakdown

Review the full breakdown before confirming with your PIN or Face ID.

Multiple Transfers highlight illustration: daily transfer limits

Stay within your usual daily transfer limits, as normal.

Kuda Business Multiple Transfers: add recipients and split payments

Add up to 20 recipients at once

Add new recipients or pick from your saved beneficiaries, then choose how to split the payment – spread one total amount equally, or set a different amount for each person.

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Kuda Business Multiple Transfers: confirm with PIN or Face ID

Check the breakdown, then confirm

Review who’s getting paid and how much before you send. Confirm with your transaction PIN or Face ID, and every payment goes out at once.

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Kuda Business Multiple Transfers: daily transfer limits

Works alongside your daily transfer limits

Multiple Transfers count towards your normal daily transfer limit, so your usual account controls still apply. Payments to other banks must be at least ₦20 per recipient.

Multiple Transfers FAQs

What is a Multiple Transfer?

A Multiple Transfer lets you pay up to 20 recipients in one transaction, instead of sending money to each person one at a time.

How do I make a Multiple Transfer?

Go to Send, then select Send Bulk. Add your recipients, choose whether to split one amount equally or set individual amounts, review the breakdown, and confirm with your transaction PIN or Face ID.

Is there a minimum amount I can send?

Yes. You can’t send less than ₦20 to a recipient at another bank.

Are there fees for Multiple Transfers?

Transfers to other Kuda accounts are free. Sending to other banks costs ₦10 per transfer.

Can freelancers use Multiple Transfers?

Yes, freelancers have full access to Multiple Transfers and can both initiate and approve payments.

More for you

Send Money

Add up to 100 beneficiaries with a spreadsheet and pay them all at the same time with Kuda Business.

Bulk Transfer

Upload a spreadsheet of your beneficiaries’ details and pay them all in a single batch on Kuda Business Web.

Team Banking

Add your team to your Kuda Business account and give each person the right role, from Admin to Employee.

Download the app

It only takes a few minutes to start enjoying free benefits. Use the links below to download the Kuda App for business.