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Get a loan of up to ₦150,000 on the Kuda app
Get a Kuda loan in minutes, repay in monthly instalments.
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Get up to ₦150,000 in minutes.
Boost loan offers with an account statement.
Repay your Kuda loan in up to three months.
Try out our loan calculator
Set a loan amount and your preferred repayment time to see the estimated amount you’ll repay monthly if you take a Kuda Loan.
Borrow without paperwork or stories
Anyone can have an urgent money need. Get the amount you need quickly on the Kuda app.
Get up to ₦150,000 in your Kuda account in minutes
We’ll let you choose how much you’d like to borrow after our quick loan approval process.
Repay your Kuda loan comfortably from your Kuda account
Choose a monthly repayment option that’s convenient for you on the app.
Boost loan offers with an account statement
Want a better loan offer? Add your account statement to increase your chances of getting the amount you want.
Kuda Loans FAQs
What’s a Kuda loan?
A Kuda loan is a one-off payment made into your Kuda account which you’ll repay, with interest, in fixed monthly payments you agree to when we approve your loan application.
Why should I take a loan from Kuda?
Our loan application process is quick and easy, interest rates are competitive, and loan repayment is convenient.
Some loan apps only offer small amounts. How much can I borrow from Kuda?
You can borrow up to ₦150,000 from Kuda.
What are the requirements for getting a Kuda loan?
You need to pass our loan eligibility checks to get a Kuda loan.
How do I apply for a loan?
1. Download the Kuda app on your app store, then sign up.
2. When you’re signed in to your Kuda app, tap Borrow.
3. Read the loan application guide and follow the steps.
Note that if we approve your loan application, you’ll need to accept a loan offer letter which includes the terms and conditions of the loan.
Is there a guarantee that I’ll get a loan if I apply for one?
We’ll offer you a loan if you pass our automated loan eligibility checks. The loan amount will depend on the results of those checks.
How long does it take to get a loan if my loan application is approved?
We’ll pay the loan into your Kuda account in minutes.
Do I need a referee to get a loan?
No, you don’t but you can add a referee to increase the chances of getting the amount you’d like to borrow.
Do I need collateral to get a loan?
No, you don’t need collateral to get a loan from us.
How much time do I have to repay a loan?
Depending on the repayment period stated in the offer letter, you can repay a loan between one to three months.
How do I repay my loan?
When you accept our loan offer, we’ll ask you to add a debit card to your account and we’ll charge the card whenever your loan is due for repayment.
Download the app
Join the millions of people who use Kuda to spend, save, borrow, and get more from their money every day.
