Explore what Kuda offers

See everything you can do with Kuda – from instant transfers to simple credit, and so much more.

Our products

Get access to affordable and rewarding banking products.

Borrowing

Access loans and overdrafts when you need them.
Investments

Invest in top US stocks from as little as ₦20,000.
Kuda Card

Order a physical or virtual card for safe payments.
Kuda Premium

Unlock cashback, discounts, and priority support.
Savings

Save with a range of products earning up to 16% per year.
Transfers

Get 25 free transfers to any bank, every month.

Our services

Pay for everyday essentials and more from right inside the app.

Payments
Airtime

Buy airtime and internet data from any Nigerian mobile network.
Betting

Top up your favourite betting wallet for the big game.
Cardless Payments

Transform the way you pay online using our cardless payments.
Electricity

Recharge your prepaid meter instantly from all major electricity companies.
Gift Cards

Buy gift cards to pay subscriptions and shop around the world.
Internet

Top up your mobile internet and subscribe to data plans.
Transport

Top up your Cowry wallet to pay for bus, train, and ferry rides.
TV

Pay your TV subscriptions for all major service providers.

Any questions?

What products does Kuda offer?

Kuda offers access to affordable and rewarding banking products including credit like overdrafts and loans, investments in US stocks, physical and virtual cards, Premium accounts with exclusive perks, a range of savings products, and 25 free transfers to any bank, every month.

What services does Kuda offer?

Kuda allows you to make payments for essentials and lifestyle items from right inside the app including airtime, betting, cardless payments, electricity, gift cards, internet, transport, and TV.

How is Kuda different from other banks?

We’re digital-first, so almost everything you’d queue up for at a traditional bank happens right on your phone. Open an account, send money, pay bills, freeze your card, or get help, all on the Kuda app. We’ll even deliver your debit card to any address in Nigeria.

We also won’t charge you unnecessary fees for banking with us and if you’d rather talk to someone in person, you can visit our branch at 1-11 Commercial Avenue, Yaba, Lagos, Nigeria.