Kuda has a fresh new look across our apps, social media channels, and website. Learn more.
Choose Kuda and leave cash behind for good
Enjoy your cashless life with easy payment options on the Kuda app.
Fully licensed by the CBN
Deposits insured by
Switch to Pay With USSD for cardless POS payments across Nigeria.
Use Pay With Bank to make online payments locally without a card.
Get 25 free and fast transfers to all Nigerian banks every month.
Transform the way you pay online
Forget cards, use Pay With Bank on Kuda for fast and reliable local web payments.
You don’t need a card to pay on a POS
Use Pay With USSD on Kuda to make easy cardless POS payments.
Cardless Payments FAQs
What cashless payment options are on the Kuda app?
Free transfers, Pay With Bank, Pay With USSD and cards are the cashless payment options on the Kuda app.
How many free transfers can I get on the Kuda app?
When you sign up on Kuda with your BVN (Bank Verification Number), you’ll get 25 free transfers to all Nigerian banks every month.
Where does Pay With Bank work?
Pay With Bank works on websites and apps that accept payments through Paystack. Learn more about Pay With Bank here.
Where does Pay With USSD work?
Pay With USSD works on POS terminals and on websites that accept payments through Paystack, Flutterwave or Remita.
What kind of card can I get on the Kuda app?
You can request a physical Kuda Visa naira card and a virtual Kuda Visa naira card. Learn more about Kuda cards here.
Download the app
Join the millions of people who use Kuda to spend, save, borrow, and get more from their money every day.
