Illustration of people sharing a meal at a table

Kuda business offering

They’re the regular things you do with your finances, often without thinking too much about it.

kuda product suite

Explore our suite of personal finance tools designed to simplify your financial life.

POS

Get a Kuda POS machine with flexible payment options.

Kuda Business POS: three Kuda POS terminals
Business API

Power your business to success with the Kuda Business API.

Kuda Business Business API: go live toggle with base URL and API key
Kuda Payroll

Schedule payroll monthly, pay in advance, and view payments.

Kuda Business Kuda Payroll: payroll summary tiles
Merchant Suite

Build your inventory, sort orders and checkout with your POS.

Kuda Business Merchant Suite: product card for avocado toast
Team Banking

Create accounts within your main account for specific uses.

Kuda Business Team Banking: choose a role for a team member
Business Registration

Obtain your CAC registration documents and TIN.

Kuda Business Business Registration: preferred business name form

Our service offering

Explore our suite of personal finance tools designed to simplify your financial life.

Payments
Send Money

Make single and bulk transfers to as many as 100 beneficiaries.
Betting

Top up your favorite betting wallet for the big game.
Airtime & Internet Data

Buy internet data and subscribe to data plans easily on the Kuda app.
Electricity

Recharge your prepaid electricity meter any time on the Kuda Business app.
Bill Payments

Pay your business bills any time on Kuda Business app.
Expense Accounts

Control your spending with Kuda
Business expense cards.
Collections
Virtual POS

Accept and confirm payments everywhere with Kuda Business Virtual POS!
NQR

Accept payments easily with your NQR code.
Invoicing for Business

Automate your invoicing easily on the Kuda Business app.
Send
Bulk Transfer

Upload a file for high-volume payments, send to 100 people at a time.
Multiple Transfers

Add up to 20 beneficiaries and pay them all at the same time.
Rewards
Perks

Enjoy exclusive discounts on business tools, marketing, logistics and more.
Cashback

Make money from airtime and bill payments on Kuda Business.
Balance Rewards

Earn interest monthly on your balance, with no opt-in or minimum balance.
Credit
Business Loan

Apply for Kuda Business Supply Chain Financing to grow your business.
Illustration of two people shaking hands

Any questions?

How do I recharge a prepaid meter on Kuda Business?

Tap Payments, then Pay A Bill. Tap Electricity, choose your provider, then choose the prepaid package. Enter your meter number and the amount you want to buy, then confirm with your transaction PIN, fingerprint, or Face ID.

How do I make a postpaid meter payment on the Kuda Business app?

Tap Payments, then Pay A Bill. Tap Electricity, choose your provider, then choose the postpaid package. Enter your meter number and the amount you want to pay, then confirm with your transaction PIN, fingerprint, or Face ID.

Which electricity distribution companies can I buy meter tokens from on the Kuda app?

• AEDC (Abuja Electricity Distribution Company)
• BEDC (Benin Electricity Distribution Company)
• PHED (Port Harcourt Electricity Distribution Company)
• KEDCO (Kano Electricity Distribution Company)
• KAEDCO (Kaduna Electricity Distribution Company)
• JEDC (Jos Electricity Distribution Company)
• IKEDC (Ikeja Electricity Distribution Company)
• IBEDC (Ibadan Electricity Distribution Company)
• EEDC (Enugu Electricity Distribution Company)
• EKEDC (Eko Electricity Distribution Company)

How do I load my meter token?

Check the email address linked to your Kuda Business account for your token. Enter the code on your meter’s keypad and press Enter – your meter should recharge right away.

Why am I getting a ‘Reject’ error when I try to load a meter token?

You might be getting a “Reject” error on your meter for any of these reasons:
• Your meter number is wrong — check it against your transaction receipt
• Your meter hasn’t been activated yet
• Your meter’s smart card is faulty — wipe the chip with a dry cloth
• Your meter isn’t properly connected — contact your distribution company
• Your meter is in tamper mode — request a tamper token from your provider
• Your tariff plan has changed and your meter needs a Key Change Token (KCT)

I’m getting a ‘Link’ error on my meter. What does this mean?

A “Link” error means your meter isn’t connecting to your interface unit (the unit with the keypad). This might be happening because:
• There’s no power supply
• The interface unit’s batteries are weak
• The interface unit needs to be reset