NQR Code Payments

Get paid instantly with your NQR code on Kuda Business

Let any customer pay you by scanning a QR code with their own bank’s app – no Kuda account needed on their end.

Illustration of a customer paying a merchant with a phone

Accept payments from any bank’s app, not just Kuda’s.

Illustration of a merchant generating a code on a phone

Generate your NQR code in a few taps from your Virtual POS.

Illustration of a customer paying at a counter with a phone

Let customers pay with just their phone, no cards needed.

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Works with any bank, not just Kuda

Your customers can pay you by scanning your NQR code with any Nigerian bank’s app. Payments run on NIBSS Instant Payment rails, so you get fast, secure confirmation.

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Get your NQR code in a few taps

Your NQR code is created from your Kuda Business Virtual POS. Open the POS section of the app, select your Virtual POS, and generate your unique NQR code from there.

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No cards, no extra hardware

All your customer needs is their phone and their own bank’s app – no cards, no extra hardware, and no waiting on POS approvals.

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NQR FAQs

What is NQR?

NQR (NIBSS QR) is a secure, fast way to collect payments using QR codes. It’s powered by NIBSS and works with any Nigerian bank’s app, so your customers don’t need a Kuda account to pay you.

Who can use NQR?

NQR is available to full Kuda Business accounts and is created from your Virtual POS.

How do I get my NQR code?

Create a Virtual POS from the POS section of your Kuda Business App, then generate your NQR code from the Virtual POS dashboard. You’ll get a notification once it’s ready.

Is NQR secure?

Yes. NQR is built on trusted NIBSS payment rails.

Download the app

It only takes a few minutes to start enjoying free benefits. Use the links below to download the Kuda App for business.

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