Choose Kuda and leave cash behind for good.

Enjoy your cashless life with easy payment options on the Kuda app!

Switch to Pay With USSD for cardless POS payments across Nigeria.

Use Pay With Bank to make online payments locally without a card.

Get 25 free and fast transfers to all Nigerian banks every month.

You don’t need a card to pay on a POS.

Use Pay With USSD on Kuda to make easy cardless POS payments.

Forget cards, use Pay With Bank on Kuda for fast and reliable local web payments.

Make transfers to other Kuda accounts almost instantly at no cost.

What cashless payment options are on the Kuda app?

Free transfers, Pay With Bank, Pay With USSD and cards are the cashless payment options on the Kuda app.

How many free transfers can I get on the Kuda app?

Where does Pay With Bank work?

Where does Pay With USSD work?

What kind of card can I get on the Kuda app?

Transfer & Spend

Send money for free to any Nigerian account with 25 free transfers every month.

Cards

Get a physical or virtual Kuda card for easy online and offline payments.

Loans

Get instant loans up to ₦150,000 in the Kuda loan app easily in Nigeria without paperwork.

Save, spend, send and invest money across borders.

Kuda.