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Download the app
Join the millions of people who use Kuda to spend, save, borrow, and get more from their money every day.
Kuda is the digital bank built for Nigerians who want more from life.
Transfers
Get 25 free transfers to any bank, every month.
Borrowing
Access loans and overdrafts when you need them.
Savings
Save with a range of products earning up to 16% per year.
Kuda Premium
Unlock cashback, discounts, and priority support.
Kuda Card
Order a physical or virtual card for safe payments.
Investments
Invest in top US stocks from as little as ₦20,000.
Kuda Business is the all-in-one business manager for Nigerian entrepreneurs.
POS Machine
Get a POS machine to boost sales.
Business API
Manage collections accounts, payouts, bill payments, and more.
Business Registration
Get your CAC registration documents and TIN.
Cashback
Earn 1.5% cashback on every airtime and bill payment you make.
Expense Accounts
Create accounts within your main account for specific uses.
Kuda Payroll
Schedule monthly payroll, pay in advance, and view payments.