Premium customers: earn 20% a year on a 3-month Locked Savings plan. Limited availability. Learn more.
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Join the millions of people who use Kuda to spend, save, borrow, and get more from their money every day.
Kuda is the digital bank built for Nigerians who want more from life.
Transfers
Get 25 free transfers to any bank, every month.
Borrowing
Access loans and overdrafts when you need them.
Savings
Save with a range of products earning up to 20% per year.
Kuda Premium
Unlock cashback, discounts, and priority support.
Kuda Card
Order a physical or virtual card for safe payments.
Investments
Invest in top US stocks from as little as ₦20,000.
Kuda Business is the all-in-one business manager for Nigerian entrepreneurs.
POS
Get a Kuda POS machine with flexible payment options.
Business API
Power your business to success with the Kuda Business API.
Kuda Payroll
Schedule payroll monthly, pay in advance, and view payments.
Merchant Suite
Build your inventory, sort orders and checkout with your POS.
Team Banking
Create accounts within your main account for specific uses.
Expense Accounts
Control your spending with Kuda Business expense cards.